CoinJar Crypto SMSF

CoinJar makes buying Bitcoin and other cryptocurrencies simple with your self-managed super fund. Join thousands of Australian SMSFs using Australia's longest-running exchange to gain exposure to the world’s fastest-growing asset class.

Super, meet crypto.

Why choose CoinJar for your SMSF?


Local customer support

Our experienced and friendly SMSF support team is here to help, 9am-2am Mon-Fri and 9-5:30pm Sat-Sun (AEST).

Secure and reliable

Australia’s longest-running crypto exchange with industry-leading account security. Registered with AUSTRAC.
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Low fees

0% - 0.1% fees on CoinJar Exchange. Fees as low as 1% on CoinJar mobile and web apps.

Simple EOFY reporting

Single-click tax documents in PDF and CSV plus automatic integration with leading crypto tax apps.
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100% Australian

We’re proud to be a fully Australian exchange, not a brokerage for unregulated international players.

Over-the-counter service

Personalised OTC accounts available for high volume trades.
Open your CoinJar SMSF

Automate your SMSF taxes with BGL through CryptoTaxCalculator or Syla

Streamline tax reporting with CryptoTaxCalculator or Syla by automatically importing your CoinJar and CoinJar Exchange transactions and instantly sync your trading history with BGL’s Simple Fund 360 - SMSF Administration Software. Learn more

Simplify your taxes

Automatically import your CoinJar and CoinJar Exchange trading history into crypto tax calculator software.Learn more

How do I add cryptocurrency to my SMSF?

Step oneCreate an accountWhen joining CoinJar, select SMSF as your account type.
Step twoSubmit your documentsProvide the appropriate Registered Trust information when prompted.
Step threeStart buying cryptoOnce your SMSF account is verified, you can begin buying crypto.
Learn more on Knowledge Base

Risks and Responsibilities

Adding cryptocurrency to an SMSF can significantly increase the risk profile of your fund. Given the volatility of the cryptocurrency markets, there is the possibility of low or negative returns on your investment and you will not have access to the Australian Financial Complaints Authority in relation to your investment in cryptocurrency.

SMSF members are wholly responsible for ensuring that their fund is compliant with the regulations contained in the Superannuation Industry (Supervision) Act and must maintain compliance even if the law changes. Members must also ensure that any cryptocurrency investments comply with the fund’s trust deed and investment strategy.

We strongly recommend you seek professional advice before deciding to add cryptocurrency to your fund’s portfolio.

Blockchain Australia's 2023 Blockies Awards Winner

CoinJar won the Digital Currency Exchange of the Year Award at The Blockies! Read our blog to learn why Blockchain Australia chose us over the competition.See why Blockchain Australia chose CoinJar

Set up your Crypto SMSF with CoinJar today

Send us a message and our Team will be in touch.

Your information is handled in accordance with CoinJar’s Collection Statement.


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With one of the fastest matching engines in the world, CoinJar Exchange is purpose-built for institutions, market makers and professional traders. Features global liquidity, ultra-thin spreads and a high-performance interface.Explore CoinJar Exchange

Secure, private & encrypted

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Fraud protection

We employ multi-level data encryption, security audits and best practice organisation security to protect customer accounts. Our Support team uses advanced machine learning to recognise suspicious logins, account takeovers and financial fraud.
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Asset security

Our assets are secured by BitGo and Fireblocks, two of the most respected custody providers in the cryptocurrency space. We maintain full currency reserves at all times, with sufficient assets to cover more than 100% of our customer balances.
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Trusted exchange

CoinJar is Australia's longest-running exchange, operating with no downtime since 2013. We’re backed by some of the world’s top investors and are fully registered and compliant with AUSTRAC and the Financial Conduct Authority UK (for AML purposes).
Learn more about security at CoinJar

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Frequently Asked Questions

Can you invest your superannuation into crypto?

Yes, you can add crypto to your SMSF by signing up to CoinJar with an SMSF account. However, before you do you’ll need to ensure that any investment in cryptocurrency is compliant with the fund’s trust deed and in accordance with your SMSF’s investment strategy.

For more information on setting up an SMSF, check out the ATO’s dedicated page.

What are the benefits of setting up a crypto SMSF with CoinJar?

We offer our crypto SMSF customers a smooth and guided onboarding process, along with low trading fees – starting at 0% on CoinJar Exchange – super simple EOFY reporting, institutional-grade security and knowledgeable, local 7-day a week customer support.

What cryptocurrencies can you buy with your self managed super fund?

You can buy any of the more than 50 cryptocurrencies we offer, from Bitcoin to Ethereum, XRP, DOGE, USDT or PAXG (which tracks the price of gold).

Is it safe to set up a self managed super fund with CoinJar?

At CoinJar the safety of our customers’ assets is our highest priority. We are one of the longest-running crypto exchanges on the planet and have been operating with no unplanned downtime, security breaches or loss of customer funds since 2013. We keep more than 90% of our assets in cold storage or private, multi-sig wallets and maintain full currency reserves at all times.

What costs are associated with cryptocurrency SMSFs?

There are establishment costs in setting up an SMSF correctly. The easiest way to do this is through a dedicated SMSF professional and the process will likely cost between $1,500 and $2,500+, depending on the complexity of your fund. (See this report for more detail.)

When your SMSF is up and running you can expect to pay between $1,200 and $2,500+ per year in administrative fees, although again the level will depend on the complexity of your SMSF.

What documents do I need to submit to open a CoinJar SMSF account?

You’ll need to submit certain information in relation to your SMSF, including the registered trust name, address, ABN, directors, beneficial owners and beneficiaries. The required documents include a copy of the trust deed. All trustees (individual or corporate) must also be verified on CoinJar.

How long does it take to set up a CoinJar SMSF account?

Once we have all your documentation, your CoinJar SMSF account should be ready in 1 business day.

Can I use my personal CoinJar account to set up an SMSF?

No, you need to create a specific SMSF account. There will be an option to specify that this is an SMSF account during the sign-up process.

If you want to attach the same phone number to a personal and SMSF account, please contact

Do I have to pay tax on crypto SMSFs?

Yes, as with all investments you’ll need to pay tax on any capital gains you make by buying and selling crypto through your SMSF.

However, SMSFs are given certain tax concessions and capital gains are typically taxed at a flat rate of 15%. If the asset has been held for more than 12 months, it may also attract a long-term capital gains discount of one-third – meaning the tax rate on gains will only be 10%. Any income generated by assets in the fund (i.e. through staking) will be tax-free.

Note that these rates only apply to funds that are fully compliant with the regulations contained in the Superannuation Industry (Supervision) Act. If your fund is deemed to be non-compliant, you’ll be charged the highest marginal tax rate.

For a summary of how tax works for SMSFs, click here. For more information about tax and cryptocurrency in general, check out our comprehensive guide.

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Your information is handled in accordance with CoinJar’s Collection Statement.

CoinJar’s digital currency exchange services are operated by CoinJar Australia Pty Ltd ACN 648 570 807, a registered digital currency exchange provider with AUSTRAC.

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