Buy Ripple


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What is Ripple?

Want to buy Ripple (XRP)? But what is XRP? And what is Ripple? How do I buy it? Here's everything you need to know about it.

XRP is a cryptocurrency that you can use to send and receive payments across the world. It is different from regular money because it is not controlled by any government or bank. Instead, it runs on a network owned by a company called Ripple. This network is called the XRP Ledger.

XRP is the native crypto token of the Ripple network, and it consistently lists among the top 10 cryptocurrencies by market capitalization (if a crypto has the highest market cap, it means that more money has been invested by people in that crypto than any other). At the time of writing, XRP was the 6th most-popular cryptocurrency. It can be bought at pretty much every crypto exchange.

What is XRP?

XRP is designed to be fast, cheap, and reliable. It can handle thousands of transactions per second, and it only takes a few seconds to confirm a payment. It also has very low fees, which means you can send money to anyone without losing much value. While Bitcoin is also handy for international payments with no fees, XRP is less energy intensive.

XRP can also be exchanged for other types of fiat currency or crypto, such as dollars, euro, or Bitcoin. This makes it easier to move money across different countries and currencies.

Who owns XRP?

XRP is created and managed by a company called Ripple Labs. Ripple’s goal is to improve the way money moves around the world, especially for international payments, using a blockchain.

Ripple offers various products and services that use XRP and the XRP Ledger to connect banks, payment providers, and other financial institutions. By using XRP, these institutions can save time and money, and offer better services to their customers.

XRP is one of the most popular and valuable cryptocurrencies in the world. Many people invest in XRP because they believe in its potential to change the future of finance. However, XRP also faces some challenges and risks, such as regulation, competition, and security.

Ripple has had some famous stoushes with regulators in the USA, and in early 2024, an executive of Ripple, Chris Larsen, had his private wallet hacked for a reported US$112.5m in XRP.

The price of XRP fell after this news, and Larsen quickly claimed on X that the funds were frozen and everything is fine… but it is something to keep on your radar.

The main point of XRP’s existence however is to make international payments between banks almost instant and cheaper. In fact it is set to totally disrupt the existing SWIFT system.

Why Ripple is better than existing systems like SWIFT

XRP is superior to the SWIFT system for several reasons.

-Faster transactions: XRP can settle payments in 3 to 5 seconds, while SWIFT can take up to 5 business days.

-Lower costs: XRP has a very low transaction fee of 0.0001 XRP, while SWIFT charges a percentage of the transaction value, which can be very expensive for large amounts.

-Greater transparency: XRP uses a distributed ledger that records every transaction and can be verified by anyone, while SWIFT relies on a network of intermediaries that can cause delays, errors, and fraud.

-Higher scalability: XRP can handle thousands of transactions per second, while SWIFT has a limited capacity and can face congestion and downtime.

These advantages make XRP a more efficient and reliable way to send and receive money across the world, especially for international payments.

Ripple legal dramas

The drama Ripple had with regulators began in late 2020 when the U.S. Securities and Exchange Commission (SEC) charged Ripple with selling unregistered securities in the form of XRP on cryptocurrency exchanges.

After years of litigation, on July 13, 2023, a federal judge handed the company a partial victory by ruling that XRP sales on public crypto exchanges were not offers of securities under the law.

How to buy Ripple XRP?

If you’re interested in buying Ripple XRP, you can buy it on CoinJar. There are also several brokers and exchanges available that also offer it. Before buying and trading, it’s important to do your research and read reviews to find a reputable company.

To buy Ripple XRP, you’ll need to create an account with CoinJar, verify your identity, and deposit money into your account. There are several ways to do this, including bank transfer and you can buy it with a card.

Once you have funds available, you can purchase XRP directly with your local currency or trade it for other cryptocurrencies like Bitcoin.

After buying XRP, you can store it in a wallet, send it to other users on the network, or trade it on a cryptocurrency exchange.

Keep in mind that the price of XRP is highly volatile and subject to change.

Ripple XRP: Conclusion

In summary, Ripple XRP is a payment settlement system and currency exchange network that can process transactions globally. XRP is the cryptocurrency that is used on the XRP Ledger. It is more cost-effective, has faster transaction times, and is less energy-intensive than Bitcoin.

XRP is better than the way SWIFT and banks do it now because it is faster, cheaper, and more secure.

In summary, Ripple XRP has the potential to revolutionise the way we think about money and payments. If you’re interested in buying XRP, make sure to do your research and choose a reputable exchange like CoinJar.


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How to buy Ripple with CoinJar

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Step oneDownload the appGet the CoinJar app on iOS or Android.
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Step threeMake a purchaseBuy Bitcoin and more than 60 other cryptos using cash or credit card.
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Frequently asked questions

What is the safest way to buy XRP?

The safest way to Buy Ripple is through a trusted exchange with a proven track record. CoinJar is one of the longest-running crypto exchanges and has been operating since 2013 with no unplanned downtime, security breaches or loss of customer funds.

We are registered with AUSTRAC and the FCA UK (for AML purposes) and work with some of the world’s largest payment providers, including Mastercard, Visa, Apple Pay and Google Pay.

Can I buy Ripple XRP with a credit or debit card?

Yes – with CoinJar Instant Buy you can buy XRP with any Australian-issued Visa or Mastercard. We also offer support for Apple Pay and Google Pay.

How is the price of Ripple XRP determined?

The price of XRP in AUD is determined by the international Ripple market – basically, the price to be found on cryptocurrency exchanges in Australia and all around the world.

These prices tend to be the same (or very close) because any differences are smoothed out by arbitrage traders that buy at one exchange and sell at another.

Can you mine Ripple XRP?

No – Ripple isn’t a Proof-of-Work blockchain like Bitcoin. Instead Ripple uses a purpose-built mechanism called the XRP Ledger Consensus Protocol.

As part of this protocol, a network of distributed nodes are rewarded with XRP for helping to verify transactions. All the XRP that will ever exist (100 billion) have already been created and are distributed to participants in the network as incentives.

What is the difference between XRP, XRP Ledger, Ripple, and RippleNet?

XRP is the native token of the Ripple blockchain, known as the XRP Ledger. XRP is used to pay for transactions and rewarded to nodes that help validate transfers across the network.

XRP is often referred to as Ripple, but it’s more accurate to say that Ripple is the name of the parent company that oversees the development of XRP and the XRP Ledger.

RippleNet is what they call the international network of companies and financial institutions that use Ripple to send money from one currency/form of value to another.

Why buy XRP with CoinJar?

CoinJar is one of the longest-running crypto exchanges and has been designed from the ground up with security and ease-of-use in mind.

From the quick and intuitive sign-up process, to our lightning fast bank deposits and withdrawals, low fees starting at 0% (on CoinJar Exchange), and a user-friendly iOS and Android app, CoinJar is the ideal crypto exchange whether you’re buying crypto for the first time or an experienced investor.

Can I still buy Ripple XRP?

XRP was delisted off some exchanges a while ago because of a legal dispute between Ripple Labs, the company behind XRP, and the US Securities and Exchange Commission (SEC) in the USA.

The SEC accused Ripple of selling unregistered securities through XRP, which could violate the federal securities laws.

As a result, some platforms such as Coinbase decided to suspend or remove XRP trading to avoid potential regulatory issues. However, not all exchanges delisted XRP. You can buy it on CoinJar.

Is buying Ripple the same as buying XRP?

No. Buying Ripple is not the same as buying XRP. Ripple is a company that develops global payment systems, while XRP is a digital asset that can be used for various purposes, such as sending remittances or making online payments.

Ripple and XRP are related, but they are not identical. Ripple owns about 60% of the total supply of XRP, and uses it as a bridge currency for its network of banks and financial institutions. However, Ripple does not have control over XRP or its ledger, which are open-source and decentralised.

Therefore, buying Ripple means investing in the company’s shares, while buying XRP means acquiring the cryptocurrency.

How much does it cost to buy XRP?

You can check the price of XRP at the top of this page 24/7. At the time of writing, XRP was trading for US$0.50.

But remember that the price is subject to change, because cryptocurrencies, like the stockmarket, can be an ever-changing paradigm.

Why is XRP so cheap?

XRP is a cryptocurrency that is designed to facilitate fast and low-cost cross-border payments. However, its price has remained relatively low compared to other cryptocurrencies for several reasons.

-XRP has a fixed supply of 100 billion tokens, which were all created at launch. Ripple, the company behind XRP, holds about 60% of the supply and releases one billion XRP every month to the market. This means that there is no scarcity or inflation of XRP, which could affect its price.

-XRP’s demand depends largely on its adoption and usage by banks and financial institutions, which are the main target market of Ripple. However, XRP faces several challenges in this regard, such as regulatory uncertainty, and competition from other payment systems. Therefore, XRP’s demand may not be as high as other cryptocurrencies that have a more diverse and loyal user base

-XRP has struggled against a lawsuit with the US Securities and Exchange Commission (SEC), which accused Ripple of selling unregistered securities through XRP. This caused some exchanges and platforms to delist or suspend XRP trading. However Ripple partially won the case so is hoping that its legal troubles are behind it.

Where to buy XRP?/ Where can I buy XRP? / Where can I buy XRP Ripple?

If you want to buy Ripple XRP, you have several options to choose from. One of them is CoinJar.

To buy XRP with CoinJar, you need to download the app, create an account, verify your ID, and make a purchase with a bank transfer or card.

How to buy Ripple XRP?

To buy XRP on CoinJar, you can follow these steps.

-Download the CoinJar app on iOS or Android.

-Create an account and verify your ID.

-Go to the Buy/Sell menu and select XRP and then “Buy”.

-Tap “Link a credit or debit card” and enter your card details.

-Put in the amount you want to purchase and review the fees.

-Welcome to the XRP club!

Can I buy XRP with my credit card?

Yes. You can buy XRP with your credit card. This will incur a 2% fee, however.

Can I swap my BTC or ETH for XRP?

Yes, you can swap BTC or ETH for XRP on CoinJar. You can trade fiat-to-crypto and crypto-to-crypto across multiple trading pairs.

To use CoinJar Exchange, you need to sign up and verify your ID, and then deposit funds to your account. You can then select the trading pair you want, such as BTC/XRP or ETH/XRP, and place your order.

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