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Buy Ripple in the UK


Figures shown refer to the past. Past performance is not a reliable indicator of future results. Pricing data is sourced from CoinJar's proprietary price index, which considers prices on CoinJar Exchange and third parties including Coinbase, Kraken, Gemini, Bitstamp, CoinMarketCap and CoinGecko.
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2012Active since

What is Ripple?

Why investors buy XRP: XRP is a cryptocurrency that you can use to send and receive payments across the world. It is different from regular money because it is not controlled by any government or bank.

Instead, it runs on a network owned by a company called Ripple. This network is called the XRP Ledger.

XRP is the native crypto token of the Ripple network, and it consistently lists among the top 10 cryptocurrencies by market capitalisation (if a crypto has the highest market cap, it means that more money has been invested by people in that crypto than any other).

At the time of writing, XRP was the 6th most-popular cryptocurrency. It can be bought at pretty much every crypto exchange.

What is XRP?

XRP has low fees. While Bitcoin is also handy for international payments with no fees, XRP is less energy intensive.

XRP can also be exchanged for other types of fiat currency or crypto, such as dollars, euro, or Bitcoin. This makes it easier to move money across different countries and currencies.

Who owns XRP?

XRP is created and managed by a company called Ripple Labs. Ripple’s goal is to improve the way money moves around the world, especially for international payments, using a blockchain. Ripple offers various products and services that use XRP and the XRP Ledger to connect banks, payment providers, and other financial institutions.

XRP may present concentration risk due to its initial distribution split between its founders and Ripple Labs.

XRP also faces some challenges and risks, such as regulation, competition, and security.

Ripple has had some famous stoushes with regulators in the USA, and recently, an executive of Ripple, Chris Larsen, had his private wallet hacked for a reported US$112.5m in XRP.

The price of XRP fell after this news, and Larsen quickly claimed on X that the funds were frozen and everything is fine… but it is something to keep on your radar.

The main point of XRP’s existence however is to make international payments between banks almost instant and cheaper. In fact it is set to totally disrupt the existing SWIFT system.

Why Ripple is better than existing systems like SWIFT

XRP is superior to the SWIFT system for several reasons.

-Faster transactions: XRP can settle payments in 3 to 5 seconds, while SWIFT can take up to 5 business days.

-Lower costs: XRP has a very low transaction fee of 0.0001 XRP, while SWIFT charges a percentage of the transaction value, which can be very expensive for large amounts.

-Greater transparency: XRP uses a distributed ledger that records every transaction and can be verified by anyone, while SWIFT relies on a network of intermediaries that can cause delays, errors, and fraud.

-Higher scalability: XRP can handle thousands of transactions per second, while SWIFT has a limited capacity and can face congestion and downtime.

These advantages make XRP a more efficient and reliable way to send and receive money across the world, especially for international payments.

Ripple legal dramas

The drama Ripple had with regulators began in late 2020 when the U.S. Securities and Exchange Commission (SEC) charged Ripple with selling unregistered securities in the form of XRP on cryptocurrency exchanges.

After years of litigation, on July 13, 2023, a federal judge handed the company a partial victory by ruling that XRP sales on public crypto exchanges were not offers of securities under the law.

Ongoing litigation may lead to higher legal and regulatory risks associated with XRP. Crypto exchanges may suspend trading or end support for XRP due to developments in the litigation. Investors should assess their risk level for their personal circumstances.

How to buy Ripple XRP?

If you’re interested in buying Ripple XRP, you can buy it on CoinJar. There are also several brokers and exchanges available that also offer it. Before buying and trading, it’s important to do your research and read reviews to find a reputable company.

To buy Ripple XRP, you’ll need to create an account with CoinJar, verify your identity, and deposit money into your account. There are several ways to do this, including bank transfer and you can buy it with a card.

Once you have funds available, you can purchase XRP directly with your local currency or trade it for other cryptocurrencies like Bitcoin.

After buying XRP, you can store it in a wallet, send it to other users on the network, or trade it on a cryptocurrency exchange.

Keep in mind that the price of XRP is highly volatile and subject to change.

Ripple XRP: Conclusion

In summary, Ripple XRP is a payment settlement system and currency exchange network that can process transactions globally. XRP is the cryptocurrency that is used on the XRP Ledger. It is more cost-effective, has faster transaction times, and is less energy-intensive than Bitcoin.

XRP is better than the way SWIFT and banks do it now because it is faster, cheaper, and more secure.

In summary, Ripple XRP has the potential to revolutionise the way we think about money and payments. If you’re interested in buying XRP, make sure to do your research and choose a reputable exchange like CoinJar.

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How to buy Ripple with CoinJar

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Frequently asked questions

Can I buy Ripple XRP with a debit card?

Yes – with CoinJar Instant Buy you can buy XRP with any UK-issued Visa or Mastercard. We also offer support for Apple Pay and Google Pay.

How is the price of Ripple XRP determined?

The price of XRP in GBP is determined by the international Ripple market – basically, the price to be found on cryptocurrency exchanges in the UK and all around the world.

Can you mine Ripple XRP?

No – Ripple isn’t a Proof-of-Work blockchain like Bitcoin. Instead Ripple uses a purpose-built mechanism called the XRP Ledger Consensus Protocol. As part of this protocol, a network of distributed nodes are rewarded with XRP for helping to verify transactions. All the XRP that will ever exist (100 billion) have already been created and are distributed to participants in the network as incentives.

What is the difference between XRP, XRP Ledger, Ripple, and RippleNet?

XRP is the native token of the Ripple blockchain, known as the XRP Ledger. XRP is used to pay for transactions and rewarded to nodes that help validate transfers across the network. XRP is often referred to as Ripple, but it’s more accurate to say that Ripple is the name of the parent company that oversees the development of XRP and the XRP Ledger. RippleNet is what they call the international network of companies and financial institutions that use Ripple to send money from one currency/form of value to another.

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