CoinJar Earn
Hold crypto, earn rewards.
CoinJar Earn gives you direct access to leading DeFi protocols so you can earn interest on the crypto in your CoinJar – with no deposit or withdrawal fees.
How it works
Choose a program
Select from a range of hand-picked DeFi protocols.Add funds
Use the crypto in your CoinJar or make a new purchase.Earn rewards
Track how much you’ve earned in the CoinJar app.
Simple, transparent, flexible
Yes, your coins
Check out our full list of Earn programs
| Program | Type | Past 7 day reward rate |
|---|---|---|
| ETH | DeFi | Up to 0.10% p.a. |
| DAI | DeFi | Up to 1.20% p.a. |
| USDC | DeFi | Up to 1.10% p.a. |
| USDT | DeFi | Up to 1.70% p.a. |
| WBTC | DeFi | Up to 0.01% p.a. |
To view current reward rates, sign in or create a CoinJar account.
Important information
CoinJar Earn is a service that allows you to interact with selected DeFi protocols using the CoinJar app. There are no lock-up periods and you always remain in control of how your assets are used.
However, this also means that in the case of a protocol hack or smart contract failure some or all of the coins you have supplied to the protocol may be lost. Before using CoinJar Earn we encourage you to do your own research and never invest more than you can afford to lose.
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Frequently Asked Questions
How does CoinJar Earn work?
CoinJar Earn is a ‘pass-through’ service, which means we help you access certain DeFi protocols. You don’t lend us your coins in return for a fixed reward rate. Instead, when you use CoinJar Earn your coins are effectively deposited into the DeFi protocol directly.
Does CoinJar Earn have any fees?
CoinJar Earn doesn’t charge any fees for depositing or withdrawing your coins from a given program. For Compound-based programs, we will retain any COMP governance tokens generated by the supply of your tokens in lieu of charging a fee. For other programs, we may charge a fee based on the rewards generated by the DeFi protocol, but you will be notified of this before you deposit your coins into a program.
Where do the rewards come from?
Your rewards come directly from the DeFi protocol that you choose to supply your coins to. You can learn how the DeFi protocol generates rewards in the description and “Important Information” section for each program.
Your information is handled in accordance with CoinJar's Privacy Collection Statement.
CoinJar’s digital currency exchange services are operated by CoinJar Australia Pty Ltd ACN 648 570 807, a registered digital currency exchange provider with AUSTRAC.
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