CoinJar Earn

Hold crypto, earn rewards.

CoinJar Earn gives you direct access to leading DeFi protocols so you can earn interest on the crypto in your CoinJar – with no deposit or withdrawal fees.


How it works


Choose a program

Select from a range of hand-picked DeFi protocols.

Add funds

Use the crypto in your CoinJar or make a new purchase.

Earn rewards

Track how much you’ve earned in the CoinJar app.
Slide 1 of 3
oneChoose a programSelect from a range of hand-picked DeFi protocols.

Simple, transparent, flexible

Each Earn program tells you exactly what it is, how it works and the past 7-day average reward rate (or APY). Choose how much you want to add and start earning immediately, with no deposit fees.

Yes, your coins

This isn’t a crypto lending scheme promising impossible returns – you make the decision about where your coins go and what they do. When you need your crypto again, tap withdraw and it’ll instantly appear in your CoinJar, along with any rewards you’ve earned.

Check out our full list of Earn programs

ProgramTypePast 7 day reward rate
ETHDeFiUp to 0.10% p.a.
DAIDeFiUp to 1.20% p.a.
USDCDeFiUp to 1.10% p.a.
USDTDeFiUp to 1.70% p.a.
WBTCDeFiUp to 0.01% p.a.

To view current reward rates, sign in or create a CoinJar account.

Important information

CoinJar Earn is a service that allows you to interact with selected DeFi protocols using the CoinJar app. There are no lock-up periods and you always remain in control of how your assets are used.

However, this also means that in the case of a protocol hack or smart contract failure some or all of the coins you have supplied to the protocol may be lost. Before using CoinJar Earn we encourage you to do your own research and never invest more than you can afford to lose.

Trustpilot logo
Trustpilot ratings 4 star
TrustScore 4.2 |Trustpilot

Featured In


Frequently Asked Questions

How does CoinJar Earn work?

CoinJar Earn is a ‘pass-through’ service, which means we help you access certain DeFi protocols. You don’t lend us your coins in return for a fixed reward rate. Instead, when you use CoinJar Earn your coins are effectively deposited into the DeFi protocol directly.

Does CoinJar Earn have any fees?

CoinJar Earn doesn’t charge any fees for depositing or withdrawing your coins from a given program. For Compound-based programs, we will retain any COMP governance tokens generated by the supply of your tokens in lieu of charging a fee. For other programs, we may charge a fee based on the rewards generated by the DeFi protocol, but you will be notified of this before you deposit your coins into a program.

Where do the rewards come from?

Your rewards come directly from the DeFi protocol that you choose to supply your coins to. You can learn how the DeFi protocol generates rewards in the description and “Important Information” section for each program.

App storeApp store

Your information is handled in accordance with CoinJar's Privacy Collection Statement.

CoinJar’s digital currency exchange services are operated by CoinJar Australia Pty Ltd ACN 648 570 807, a registered digital currency exchange provider with AUSTRAC.

CoinJar Card is a prepaid Mastercard® issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard. CoinJar Australia Pty Ltd is an authorised representative of EML Payment Solutions Limited (AR No 1290193). We recommend you consider the Product Disclosure Statement and Target Market Determination before making any decision to acquire the product. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Google Pay is a trademark of Google LLC. Apple Pay and Apple Watch are trademarks of Apple Inc.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

CoinJar logo
CoinJarGet the app.