CoinJar Europe Limited (C496731) is authorised by the Central Bank of Ireland to provide crypto-asset services across the European Economic Area (EEA) under the Markets in Crypto-Assets Regulation (MiCAR).
MiCAR, refers to a new regulatory framework from the European Union designed to protect cryptocurrency users and create clear rules for crypto companies.
This authorisation, effective as of 9 December 2025, confirms our long-term commitment to operating safely, transparently and in full compliance with European Regulations.
As an authorised Crypto-Asset Service Provider (“CASP”), CoinJar Europe Limited can continue to compliantly provide the following crypto services under Article 3(1)(6) MiCAR:
- Custody and administration of crypto-assets on behalf of clients
- Exchange of crypto-assets for funds
- Exchange of crypto-assets for other crypto-assets
- Transfer services for crypto-assets on behalf of clients
What This Means for Your Account
Wallets
Your crypto is being stored in segregated wallets – This means your funds are held separately in CoinJar Europe Limited's dedicated wallets rather than in our global wallet system. This provides additional protection and regulatory compliance, ensuring your assets are clearly separated from company funds.
Stablecoin Updates (USDC)
USDC sends are temporarily disabled – Under MiCAR's strict stablecoin requirements, stablecoins pegged to fiat (like USDC) are defined as e-money tokens. CoinJar is currently not licensed to provide transfer services in respect of e-money tokens.
This means we cannot currently offer USDC withdrawals to external wallets. You'll see a warning about this during the purchase process.
USDC deposits remain active – This means you can still transfer USDC into your CoinJar wallet from external sources.
So to summarise: you can buy, sell, and exchange stablecoins on CoinJar, and transfer them into your CoinJar wallet, but you cannot send them out to external wallets at this time.
Additional Updates
Trade settlement times
Some trades may show as "pending" for a short period. You'll need to accept price quotes within 30 seconds.
Understanding CoinJar Europe's MiCAR Terms
You can view CoinJar’s Terms of Service here, including in relation to the below:
1. CoinJar’s terms for MiCAR and EEA Regulations
Our terms are tailored specifically for users in the EEA and reflect the requirements of MiCAR. They also explain clearly that your crypto-asset services are provided by CoinJar Europe Limited.
2. Service Descriptions
Our terms explain:
- how custody works,
- how fiat to crypto, crypto to fiat and crypto to crypto exchanges are executed, and
- how crypto-asset transfers are processed.
Each service is described in plain language so you understand the services we provide and what your responsibilities are.
3. Information on Disputes and Complaints
Learn how to make a complaint, how it’s handled and the options available if there is any dissatisfaction with our final response. Where eligible, customers may have the right to refer a complaint to the Financial Services and Pensions Ombudsman (FSPO) in Ireland.
4. Transparency on Liability
Our terms explain how CoinJar’s liability is limited, what we are responsible for, and in what situations your ability to claim losses may be restricted consistent with regulatory requirements.
5. Risk and Fee Disclosures
Please read our updated risk warnings, which highlight the key risks associated with using crypto-asset services, including clarity around:
6. Data Protection
We outline that by continuing to provide crypto-asset services, CoinJar Europe Limited will process your personal data as a data controller in line with our Privacy Notice.
Essential MiCAR Disclosures and Policy Documents
To help you make informed decisions about our crypto-asset services, we've published our essential MiCAR disclosures and other policy documents in one place. This includes information required under MiCAR to help you understand the risks, features, and terms of the services we offer. You can view these documents here.
CoinJar Team
Warning: Past performance is not a reliable guide to future performance. If you invest in this product, you may lose some, or all, of the money you invest. The above information is not to be read as investment, legal or tax advice and takes no account of particular personal or market circumstances; all readers should seek independent investment, legal and tax advice before investing in cryptocurrencies. There are no government or central bank guarantees in the event something goes wrong with your investment. This information is provided for general information and/or educational purposes only. No responsibility or liability is accepted for any errors of fact or omission expressed therein. CoinJar Europe Limited makes no representation or warranty of any kind, express or implied, regarding the accuracy, validity, reliability, availability, or completeness of any such information. CoinJar Europe Limited is authorised by the Central Bank of Ireland as a crypto-asset service provider (registration number C496731).
