Fees & Spread
Clear, competitive pricing for cryptocurrency investors.
Trading on CoinJar
| Transaction type | Fee |
|---|---|
| Converting fiat to cryptocurrency | 1% |
| Converting cryptocurrency to fiat | 1% |
| Converting cryptocurrency to cryptocurrency | 1% |
| Visa / Mastercard® purchase | 2% |
| Apple Pay / Google Pay™ one-off purchase | 2% |
| Recurring Buy (DCA) with debit / credit cards | 1% |
EUR deposits and withdrawals
| Transfer type | Fee |
|---|---|
| SEPA deposits & withdrawals (EUR) | No fee |
Disputing a deposit service transaction, raising an investigation or error correction request with your bank for any reason (fraudulent or otherwise) might result in a 1% fiat to crypto conversion fee.
Cryptocurrency transfers
| Transfer type | Fee |
|---|---|
| Sending crypto to CoinJar members | No fee |
| Sending crypto to external wallet addresses | Dynamic fee* |
| Receiving cryptocurrency | No fee |
*Dynamic fees vary by cryptocurrency and network congestion and are recalculated every 15 minutes. For more information check out our Knowledge Base article.
CoinJar Bundles & Recurring Buy (DCA)*
| Transaction type | Fee |
|---|---|
| Purchasing or selling bundles with cash accounts | 1% |
| Unbundling existing bundles to crypto accounts | 0% |
| Rebalancing bundles | 1% |
| Purchasing bundles with debit / credit cards | 2% |
| Purchasing bundles with one-off Apple Pay / Google Pay™ | 2% |
| Recurring Buy (DCA) with debit / credit cards | 1% |
- Schedule automatic purchases weekly, fortnightly or monthly to dollar-cost average into individual cryptocurrencies or CoinJar Bundles. Manage your investment amount and schedule, with the flexibility to adjust or pause purchases as your circumstances change.
For more information, please read our Commercial and Pricing Disclosure.
Apple Pay and Google Pay are not available for recurring buys.
Spread
CoinJar calculates its spread by taking a live market reference price from multiple exchanges and adding a small margin based on factors including liquidity, volatility, trade size, and whether the trade is filled from CoinJar’s own inventory or external sources. The final price shown to you already includes this spread, so you always see the exact rate before confirming your trade.
How to buy Cryptocurrency with CoinJar
Get started with CoinJar by following these steps.
Create your account
Sign up and securely verify your identity.
Fund your account
Buy cryptocurrency with an eligible debit or credit card, or transfer EUR to CoinJar for free via SEPA and buy using your EUR balance.
Start investing
Access Bitcoin and other popular crypto assets through CoinJar.
CoinJar DCA with Recurring Buy
Schedule automatic purchases weekly, fortnightly or monthly to dollar-cost average into individual cryptocurrencies or CoinJar Bundles. Manage your investment amount and schedule, with the flexibility to adjust or pause purchases as your circumstances change.
DCA with Recurring BuyCoinJar DCA with Recurring Buy
Schedule automatic purchases weekly, fortnightly or monthly to dollar-cost average into individual cryptocurrencies or CoinJar Bundles. Manage your investment amount and schedule, with the flexibility to adjust or pause purchases as your circumstances change.
DCA with Recurring Buy
CoinJar Bundles
Pick your Bundle in the CoinJar app. Review each Bundle’s asset allocation, add to your holdings and rebalance when required. Sell your Bundle or unbundle it to manage the assets individually.
Learn moreCoinJar Bundles
Pick your Bundle in the CoinJar app. Review each Bundle’s asset allocation, add to your holdings and rebalance when required. Sell your Bundle or unbundle it to manage the assets individually.
Learn moreLicensed and regulated across the world
European Union
CoinJar Europe is authorised under MiCAR, the EU's comprehensive regulatory framework for crypto-asset service providers.
United Kingdom
Registered with the Financial Conduct Authority (FCA). Operating under full compliance with UK crypto asset regulations.
United States
Registered Money Services Business with FinCEN. Fully compliant with US federal money transmission requirements.
Australia
Registered with AUSTRAC as a Virtual Asset Service Provider (VASP) and subject to Australian Anti-Money Laundering and Counter-Terrorism Financing requirements.
CoinJar
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