Fees & Spread

Our fees have been designed with transparency and simplicity in mind and we’re proud to offer CoinJar users some lowest trading fees.

Trading on CoinJar

Transaction typeFee
Converting fiat to cryptocurrency1%
Converting cryptocurrency to fiat1%
Converting cryptocurrency to cryptocurrency1%
Visa / Mastercard® purchase (Instant Buy)2%
Apple Pay / Google Pay™ purchase (Instant Buy)2%

Trading on CoinJar Exchange

AUD, USD, EUR & GBP Trading Pairs (30-Day Trading Volume)Taker Fee (incl. GST)Maker/Auction Fee (incl. GST)
$10 - $100,0000.10%0.10%
$100,000 - $1m0.10%0.08%
$1m - $10m0.08%0.04%

Crypto-to-Crypto and Crypto-to-Stablecoin Trading PairsTaker Fee (incl. GST)Maker/Auction Fee (incl. GST)
All volume0.06%0.00%

AUD, EUR & GBP deposits & withdrawals

Transfer typeFee
PayID / Osko / NPP deposits (AUD)No fee
Bank transfer deposits & withdrawals (BSB & Account) (AUD)No fee
SEPA deposits & withdrawals (EUR)No fee
Faster Payments deposits & withdrawals (GBP)No fee

Disputing a deposit service transaction, raising an investigation or error correction request with your bank for any reason (fraudulent or otherwise) will result in a dispute fee. The current dispute fee is $38.50 AUD plus any fiat to crypto conversion fees, and is subject to change as determined by our payment provider. Some banks may charge additional fees when sending or receiving USD. This may include intermediary bank fees, currency conversion fees or flat transaction fees. CoinJar does not have any control over the fees charged by banks and financial institutions. We encourage you to contact your bank if you are unsure of their fee structure.

Cryptocurrency transfers

Transfer typeFee
Sending crypto to CoinJar membersNo fee
Sending crypto to external wallet addressesDynamic fee*
Receiving cryptocurrencyNo fee

*Dynamic fees vary by cryptocurrency and network congestion and are recalculated every 15 minutes. For more information check out our Knowledge Base article.

CoinJar Bundles & Recurring Buy (DCA)

Transaction typeFee
Purchasing or selling bundles with cash accounts1%
Unbundling existing bundles to crypto accounts0%
Rebalancing bundles1%
Purchasing bundles with debit / credit cards2%
Purchasing bundles with Apple Pay / Google Pay™2%
Recurring Buy (DCA) with debit / credit cards2%
Recurring Buy (DCA) with Apple Pay / Google Pay™2%

CoinJar Card

Transaction typeFee
Card issuance (digital and physical card)No fee
In-store and online purchase1% (returned in Rewards points)
Foreign transaction2.99%+
ATM withdrawal (physical card only)1%
Transaction dispute$27.50 per transaction

How to buy Bitcoin with CoinJar

Start your cryptocurrency portfolio with CoinJar by following these simple steps.
Step oneDownload the appGet the CoinJar app on iOS or Android.
Step twoCreate an accountSign up and verify your ID – it only takes a couple of minutes.
Step threeMake a purchaseBuy Bitcoin and 60+ cryptos using cash or card.
Get CoinJar

CoinJar Card

CoinJar Card lets you spend your crypto like cash, online and in-store – with both Apple Pay® and Google Pay®. It’s free to set up, has no monthly fees and you earn CoinJar Rewards every time you spend.

CoinJar Exchange

With one of the fastest matching engines in the world, CoinJar Exchange is purpose-built for institutions, market makers and professional traders. Features global liquidity, ultra-thin spreads and some of Australia’s competitive fees.
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CoinJar’s digital currency exchange services are operated by CoinJar Australia Pty Ltd ACN 648 570 807, a registered digital currency exchange provider with AUSTRAC.

CoinJar Card is a prepaid Mastercard® issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard. CoinJar Australia Pty Ltd is an authorised representative of EML Payment Solutions Limited. We recommend you consider the Product Disclosure Statement and Target Market Determination before making any decision to acquire the product. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Google Pay is a trademark of Google LLC. Apple Pay and Apple Watch are trademarks of Apple Inc.

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