Tired of waiting on bank transfers to clear before you can act on a market move? Good news: CoinJar customers in Ireland can now buy crypto instantly using any EU-issued Visa or Mastercard. You will also be able to use Apple Pay and Google Pay, straight from your device.
No more watching the clock while your deposit clears. Add a card, tap buy, and your crypto lands in your wallet in seconds.^
What's new for EU customers
“Buy With Card” is CoinJar's fast, card-based way to purchase crypto, and it's now rolled out to our EU customers for the first time. Simply link an EU-issued Visa or Mastercard to your CoinJar account, or use Apple Pay or Google Pay, and you're ready to buy.
At a 2% transaction fee, it's one of the most competitive card-based crypto purchase options available anywhere.*
Prefer to automate it? Recurring Buys let you dollar-cost average by card for a 1% fee.
Is this available for every cryptocurrency?
You can buy any crypto listed on our platform instantly with a card, with the exception of CoinJar Bundles. You can set up Recurring Buys with a card, for a 1% fee.
What cards can I use?
Any EU-issued Visa or Mastercard works with Instant Buy. Apple Pay and Google Pay are supported from day one, so if you'd rather skip entering card details altogether, you can buy directly from your device.
Why buy crypto with a card?
Bank transfers are reliable, but they're not built for speed. If you're watching a price move and don't want to wait for a deposit to clear, buying with a card gets you into the market in moments rather than days.
Getting started
When you're buying crypto in the CoinJar app:
- Go to the Trade button and then "Buy"
- Select a cryptocurrency, and how much you want to buy
- Tap "Pay with" and choose “Add a new payment method”
- Enter your card details (or choose Apple Pay / Google Pay)
- Review the fees and confirm. That's it. Your crypto is in your account, instantly.
As always, we want to remind you of the risks involved when buying or selling crypto, which can be volatile. Your capital is at risk.
For more information, see our dedicated Knowledge Base article on reserved balances here.
If you have any questions, feel free to reach out to CoinJar Support.
Happy trading!
CoinJar Team
*31 August 2026. This excludes any additional fees that you may be charged by your bank or credit card provider.
^All initial purchases made with credit or debit card will be subject to a 7-day reserved balance. See the Knowledge Base article for more information.
Warning: Past performance is not a reliable guide to future performance. If you invest in this product, you may lose some, or all, of the money you invest. The above information is not to be read as investment, legal or tax advice and takes no account of particular personal or market circumstances; all readers should seek independent investment, legal and tax advice before investing in cryptocurrencies. There are no government or central bank guarantees in the event something goes wrong with your investment. This information is provided for general information and/or educational purposes only. No responsibility or liability is accepted for any errors of fact or omission expressed therein. CoinJar Europe Limited makes no representation or warranty of any kind, express or implied, regarding the accuracy, validity, reliability, availability, or completeness of any such information. CoinJar Europe Limited is authorised by the Central Bank of Ireland as a crypto-asset service provider (registration number C496731).
