Fees & Spread

Our fees have been designed with transparency in mind.

Trading on CoinJar

Transaction type	Fee
Converting fiat to cryptocurrency	1%
Converting cryptocurrency to fiat	1%
Converting cryptocurrency to cryptocurrency	1%

EUR deposits and withdrawals

Transfer type	Fee
SEPA deposits & withdrawals (EUR)	No fee

Disputing a deposit service transaction, raising an investigation or error correction request with your bank for any reason (fraudulent or otherwise) might result in a 1% fiat to crypto conversion fee.

Cryptocurrency transfers

Transfer type	Fee
Sending crypto to CoinJar members	No fee
Sending crypto to external wallet addresses	Dynamic fee*
Receiving cryptocurrency	No fee

*Dynamic fees vary by cryptocurrency and network congestion and are recalculated every 15 minutes. For more information check out our Knowledge Base article.

CoinJar Bundles & Recurring Buy (DCA)*

Transaction type	Fee
Purchasing or selling bundles with cash accounts	1%
Unbundling existing bundles to crypto accounts	0%
Rebalancing bundles	1%

Automated Recurring Buy (DCA) is available for customers with unused Euro balances in their CoinJar accounts. Debit Card initiated DCA is coming soon.

For more information, please read our Commercial and Pricing Disclosure.

Spread

CoinJar calculates its spread by taking a live market reference price from multiple exchanges and adding a small margin based on factors including liquidity, volatility, trade size, and whether the trade is filled from CoinJar’s own inventory or external sources. The final price shown to you already includes this spread, so you always see the exact rate before confirming your trade.

How to buy Bitcoin with CoinJar

Start your cryptocurrency portfolio with CoinJar by following these steps.

Download the app

Get the CoinJar app on iOS or Android.

Create an account

Make a purchase

Buy Bitcoin and other leading cryptos via bank transfer (SEPA).

Get CoinJar