Don’t invest unless you’re prepared to lose all the money you invest. This is a high‑risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

CoinJar Instant Buy - Buy Crypto With a Card

Buy crypto in using any UK-issued Visa or Mastercard with CoinJar Instant Buy. Now with Apple Pay and Google Pay™.

Got card? Buy crypto.

Past performance is not a reliable indicator of future results. Figures shown are for illustrative purposes only and are not actual market data.

Say goodbye to slow moving bank deposits with CoinJar Instant Buy. Simply add your UK-issued Visa or Mastercard to your CoinJar account and when you buy crypto you’ll be able to use your debit card to make the purchase. You can even use Apple Pay or Google Pay straight from your device.

It’s convenient and there is a 2% transaction fee*.

How Instant Buy works

one

Pick your crypto

Choose from more than 60 cryptocurrencies.

two

Choose a card

Add your UK-issued Visa or Mastercard to your account or choose Apple Pay or Google Pay.

three

Make a purchase

Enter your amount, click confirm and boom: crypto in your wallet.

onePick your cryptoChoose from more than 60 cryptocurrencies.

All-in-one crypto wallet

Send and receive more than 60 cryptocurrencies. Convert your crypto with a click, transfer between CoinJar wallets fee-free and store your crypto in CoinJar.Learn more

Crypto storage

Our assets are stored in BitGo and Fireblocks cryptocurrency custody providers.Learn more

5-star support

Having issues? Check out our expansive Knowledge Base or get in touch with our highly trained UK support team, available 7 days a week.Learn more

Finder Awards Winner 2023

CRYPTO TRADING - VALUE

CoinJar was named the Best Exchange for Value in the UK as part of Finder's Crypto Trading Platform Awards - second year running! CoinJar also picked up a Highly Commended for the same category in Australia. Check out our blog to see why Finder chose us over the competition.See why Finder chose CoinJar

Finder Awards Winner 2023

CRYPTO TRADING - VALUE

Featured In

*As of 26 April 2021. This excludes any additional fees that you may be charged by your bank or credit card provider.

^All purchases made with credit or debit card will be subject to a 7-day reserved balance. For more information, see our dedicated Knowledge Base article.

Frequently asked questions

How do I link my bank account to CoinJar for cryptocurrency purchases?

You’ll need to use your bank account to fund your CoinJar account after the setup process. This allows for seamless transfers when buying and selling cryptocurrency.

Will I be charged interest when buying cryptocurrency with a debit/credit card?

Yes, interest rates apply to any outstanding balance on your credit card, including crypto purchases.

Is there an annual fee for using a debit / credit card?

Your credit card issuer might charge an annual fee. Check your card agreement for any applicable fees. Your credit card issuer sets the due date.

Are there any credit limits for buying crypto on CoinJar?

Yes, your credit card issuer sets a credit limit, which may be lower for crypto purchases than for regular transactions.

Is CoinJar a financial institution?

No, CoinJar is a cryptocurrency exchange, not a financial institution. It facilitates buying and selling crypto but doesn't offer traditional banking services.

Can I use balance transfers to buy crypto on CoinJar?

This depends on your credit card issuer. Some allow balance transfers for crypto purchases, while others don’t. Check with your financial institution for their specific policy.

What are the advantages of using a debit / credit card to buy cryptocurrency?

Credit card purchases are processed almost instantly, allowing you to buy cryptocurrency quickly and take advantage of market opportunities.

Many credit cards offer rewards programs where you can earn points or cashback on your purchases, including cryptocurrency. These rewards can offset some of the costs associated with buying crypto.

Using your credit card responsibly and paying off your balance on time can help improve your credit score.

However, it's crucial to weigh these advantages against potential drawbacks such as uncompetitive interest rates, fees, and the risk of accumulating debt.

Standard Risk Warning: The above article is not to be read as investment, legal or tax advice and it takes no account of particular personal or market circumstances; all readers should seek independent investment advice before investing in cryptocurrencies. The article is provided for general information and educational purposes only, no responsibility or liability is accepted for any errors of fact or omission expressed therein. Past performance is not a reliable indicator of future results. We use third party banking, safekeeping and payment providers, and the failure of any of these providers could also lead to a loss of your assets. We recommend you obtain financial advice before making a decision to use your credit card to purchase cryptoassets or to invest in cryptoassets. Capital Gains Tax may be payable on profits. CoinJar's digital currency exchange services are operated in the UK by CoinJar UK Limited (company number 8905988), registered by the Financial Conduct Authority as a Cryptoasset Exchange Provider and Custodian Wallet Provider in the United Kingdom under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, as amended (Firm Reference No. 928767). In the UK, it's legal to buy, hold, and trade crypto, however cryptocurrency is not regulated in the UK. It's vital to understand that once your money is in the crypto ecosystem, there are no rules to protect it, unlike with regular investments. You should not expect to be protected if something goes wrong. So, if you make any crypto-related investments, you're unlikely to have recourse to the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS) if something goes wrong.

The performance of most cryptocurrency can be highly volatile, with their value dropping as quickly as it can rise. Past performance is not an indication of future results. Remember: Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at: https://www.coinjar.com/uk/risk-summary. UK residents are required to complete an assessment to show they understand the risks associated with what crypto/investment they are about to buy, in accordance with local legislation. Additionally, they must wait for a 24-hour "cooling off" period, before their account is active, due to local regulations. If you use a credit card to buy cryptocurrency, you would be putting borrowed money at a risk of loss. We recommend you obtain financial advice before making a decision to use your credit card to purchase cryptoassets or to invest in cryptoassets.

Your information is handled in accordance with CoinJar’s Privacy Policy.

Cryptoassets traded on CoinJar UK Limited are largely unregulated in the UK, and you are unable to access the Financial Service Compensation Scheme or the Financial Ombudsman Service.

We use third party banking, safekeeping and payment providers, and the failure of any of these providers could also lead to a loss of your assets. We recommend you obtain financial advice before making a decision to use your credit card to purchase cryptoassets or to invest in cryptoassets. Capital Gains Tax may be payable on profits.

CoinJar’s digital currency exchange services are operated in the UK by CoinJar UK Limited (company number 8905988), registered by the Financial Conduct Authority as a Cryptoasset Exchange Provider and Custodian Wallet Provider in the United Kingdom under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, as amended (Firm Reference No. 928767).

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