CoinJar Instant Buy

Buy crypto in a flash using any Australian-issued Visa or Mastercard with CoinJar Instant Buy. Now with Apple Pay and Google Pay™.
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Got card? Buy crypto.

Say goodbye to slow moving bank deposits with CoinJar Instant Buy. Simply add any Australian-issued Visa or Mastercard to your CoinJar account and when you buy crypto you’ll be able to use your credit or debit card to make the purchase. You can even use Apple Pay or Google Pay straight from your device.

It’s fast, convenient and with a 2% transaction fee, CoinJar Instant Buys are some of the cheapest crypto credit card purchases in the world.*

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How Instant Buy works

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one

Pick your crypto

Choose from more than 60 leading cryptocurrencies.
two

Choose a card

Add your Australian Visa or Mastercard to your account or choose Apple Pay or Google Pay.
three

Make a purchase

Enter your amount, click confirm and boom: crypto in your wallet.^
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onePick your cryptoChoose from more than 60 leading cryptocurrencies.
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Blockchain Australia's 2023 Blockies Awards Winner

DIGITAL CURRENCY EXCHANGE OF THE YEAR
CoinJar won the Digital Currency Exchange of the Year Award at The Blockies! Read our blog to learn why Blockchain Australia chose us over the competition.
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Featured In

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Frequently asked questions

How can I buy crypto instantly with CoinJar?

When you buy crypto using the CoinJar app, you can make the purchase instantly by choosing credit or debit card or Apple Pay or Google Pay when prompted for the payment method.

Can I use a credit card to buy crypto instantly?

Yes, you can use any Australian-issued Mastercard or Visa credit card to buy crypto with CoinJar Instant Buy. You can also use any credit card linked to an Apple Pay or Google Pay account.

Can I buy crypto instantly with a debit card?

Yes, you can use any Australian-issued Mastercard or Visa debit card to buy crypto with CoinJar Instant Buy. You can also use any credit card linked to an Apple Pay or Google Pay account.

Which cryptocurrencies can I buy instantly on CoinJar?

You can buy any of the more than 50 cryptocurrencies on CoinJar using your credit or debit card.

What are the fees for buying crypto instantly?

There is a 2% transaction fee on instant credit card or debit card purchases.

Do I need any special equipment or software to buy Bitcoin?

All you need to buy Bitcoin with your credit card or debit card is the CoinJar app. With Apple Pay and Google Pay you don’t even need to link the card to your account.

Is it safe to buy Bitcoin with credit card instantly?

CoinJar is Australia’s longest-running crypto exchange and has been operating since 2013 with no unplanned downtime, security breaches or loss of customer funds. We use industry-leading security standards to ensure your data and funds are completely safe.

Can I use a card I've saved on Apple Pay or Google Pay?

You can use any credit card or debit card you have saved to Apple Pay or Google Pay to buy crypto instantly using CoinJar Instant Buy.

Can I earn reward points when buying cryptocurrency with my credit card on CoinJar?

It depends on your credit card offerings. Some card issuers may treat cryptocurrency purchases as cash advances, which often don’t earn rewards and may have higher interest rates.

How do I link my bank account to CoinJar for cryptocurrency purchases?

You’ll need to use your bank account to fund your CoinJar account after the setup process. This allows for seamless transfers when buying and selling cryptocurrency.

Will I be charged interest when buying cryptocurrency with a credit card?

Yes, interest rates apply to any outstanding balance on your credit card, including crypto purchases.

What are the advantages of using a credit card to buy crypto on CoinJar?

Credit cards offer convenience and the potential to earn rewards. They can also be handy for larger crypto purchases if you don’t have enough funds readily available in your bank account.

Is there an annual fee for using a credit card?

Your credit card issuer might charge an annual fee. Check your card agreement for any applicable fees. Your credit card issuer sets the due date.

Are there any credit limits for buying crypto on CoinJar?

Yes, your credit card issuer sets a credit limit, which may be lower for crypto purchases than for regular transactions.

Is CoinJar a financial institution?

No, CoinJar is a cryptocurrency exchange, not a financial institution. It facilitates buying and selling crypto but doesn't offer traditional banking services.

Can I use balance transfers to buy crypto on CoinJar?

This depends on your credit card issuer. Some allow balance transfers for crypto purchases, while others don’t. Check with your financial institution for their specific policy.

What are the advantages of using a credit card to buy cryptocurrency?

Credit card purchases are processed almost instantly, allowing you to buy cryptocurrency quickly and take advantage of market opportunities. This is especially beneficial in volatile markets where prices can change rapidly.

Many credit cards offer rewards programs where you can earn points or cashback on your purchases, including cryptocurrency. These rewards can offset some of the costs associated with buying crypto.

Using your credit card responsibly and paying off your balance on time can help improve your credit score.

Credit cards are widely accepted, making it easy to buy cryptocurrency even if you don't have readily available funds in your bank account.

However, it's crucial to weigh these advantages against potential drawbacks such as high interest rates, fees, and the risk of accumulating debt.

*As of 26 April 2021. This excludes any additional fees that you may be charged by your bank or credit card provider.

^All purchases made with credit or debit card will be subject to a 7-day reserved balance. For more information, see our dedicated .

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Your information is handled in accordance with CoinJar’s .

CoinJar’s digital currency exchange services are operated by CoinJar Australia Pty Ltd ACN 648 570 807, a registered digital currency exchange provider with AUSTRAC.

CoinJar Card is a prepaid Mastercard® issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard. CoinJar Australia Pty Ltd is an authorised representative of EML Payment Solutions Limited (AR No 1290193). We recommend you consider the and before making any decision to acquire the product. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Google Pay is a trademark of Google LLC. Apple Pay and Apple Watch are trademarks of Apple Inc.

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