Fees & Spread
Our fees have been designed with transparency and simplicity in mind and we’re proud to offer CoinJar users some of Australia’s lowest trading fees.
Trading on CoinJar
| Transaction type | Fee |
|---|---|
| Converting fiat to cryptocurrency | 1% |
| Converting cryptocurrency to fiat | 1% |
| Converting cryptocurrency to cryptocurrency | 1% |
| Visa / Mastercard® purchase | 2% |
| Apple Pay / Google Pay™ purchase | 2% |
| Recurring Buy (DCA) with debit / credit cards | 1% |
| Recurring Buy (DCA) with Apple Pay / Google Pay™ | 1% |
Trading on CoinJar Exchange
| AUD, USD & GBP Trading Pairs (30-Day Trading Volume) | Taker Fee (incl. GST) | Maker Fee (incl. GST) |
|---|---|---|
| $0 - $100,000 | 0.10% | 0.10% |
| $100,000 - $1m | 0.10% | 0.08% |
| $1m - $10m | 0.08% | 0.04% |
| $10m+ | 0.06% | 0.02% |
| Crypto-to-Crypto and Crypto-to-Stablecoin Trading Pairs | Taker Fee (incl. GST) | Maker Fee (incl. GST) |
|---|---|---|
| All volume | 0.06% | 0.00% |
| Stablecoin-to-Fiat and Stablecoin-to-Stablecoin Trading Pairs | Taker Fee (incl. GST) | Maker Fee (incl. GST) |
|---|---|---|
| All volume | 0.001% | 0.00% |
AUD & GBP deposits & withdrawals
| Transfer type | Fee |
|---|---|
| PayID / Osko / NPP deposits (AUD) | No fee |
| Bank transfer deposits & withdrawals (BSB & Account) (AUD) | No fee |
| Faster Payments deposits & withdrawals (GBP) | No fee |
| PayPal withdrawals (AUD) | No fee* |
| PayPal deposits (AUD) | 0.5% |
*Withdrawals back to your PayPal wallet from crypto sales are free. All PayPal deposits can only be used to buy cryptocurrency on CoinJar.
Disputing a deposit service transaction, raising an investigation or error correction request with your bank for any reason (fraudulent or otherwise) will result in a dispute fee. The current dispute fee is $38.50 AUD plus any fiat to crypto conversion fees, and is subject to change.
Some banks may charge additional fees when sending or receiving USD. This may include intermediary bank fees, currency conversion fees or flat transaction fees. CoinJar does not have any control over the fees charged by banks and financial institutions. We encourage you to contact your bank if you are unsure of their fee structure.
Cryptocurrency transfers
| Transaction type | Fee |
|---|---|
| Sending crypto to CoinJar members | No fee |
| Sending crypto to external wallet addresses | Dynamic fee* |
| Receiving cryptocurrency | No fee |
*Dynamic fees vary by cryptocurrency and network congestion and are recalculated every 15 minutes. For more information check out our Knowledge Base article.
CoinJar Bundles & Recurring Buy (DCA)
| Transaction type | Fee |
|---|---|
| Recurring Buy (DCA) with debit / credit cards | 1% |
| Recurring Buy (DCA) with Apple Pay / Google Pay™ | 1% |
| Purchasing or selling bundles with cash accounts | 1% |
| Unbundling existing bundles to crypto accounts | 0% |
| Rebalancing bundles | 1% |
| Purchasing bundles with debit / credit cards | 2% |
| Purchasing bundles with Apple Pay / Google Pay™ | 2% |
CoinJar Card
| Transfer type | Fee |
|---|---|
| Card issuance (digital and physical card) | No fee |
| In-store and online purchase | 1% (returned in Rewards points) |
| Foreign transaction | 2.99%+ |
| ATM withdrawal (physical card only) | 1% |
| Transaction dispute | $27.50 per transaction |
How to buy cryptocurrency with CoinJar
Start your cryptocurrency portfolio with CoinJar by following these simple steps.
Download the app
Get the CoinJar app on iOS or Android.
Create an account
Sign up and verify your ID – it only takes a couple of minutes.
Make a purchase
Buy Bitcoin and other popular cryptos using cash or card.
CoinJar Card
Use CoinJar Card, powered by Mastercard, for purchases online and in store, including through Apple Pay and Google Pay. No setup or monthly fee. A 1% purchase fee applies and is returned as CoinJar Rewards points, with one point earned per $1 spent. Available in Australia only.
Get your CoinJar Card for freeCoinJar Card
Use CoinJar Card, powered by Mastercard, for purchases online and in store, including through Apple Pay and Google Pay. No setup or monthly fee. A 1% purchase fee applies and is returned as CoinJar Rewards points, with one point earned per $1 spent. Available in Australia only.
Get your CoinJar Card for free
CoinJar Exchange
Trade with fees from 0-0.1%, using market, limit and stop-limit orders. Connect to TradingView to trade directly from your charts, or use CoinJar Exchange’s high-performance interface, built for active traders, market makers and institutions.
Explore CoinJar ExchangeCoinJar Exchange
Trade with fees from 0-0.1%, using market, limit and stop-limit orders. Connect to TradingView to trade directly from your charts, or use CoinJar Exchange’s high-performance interface, built for active traders, market makers and institutions.
Explore CoinJar Exchange
CoinJar AI
Access information about your holdings and the wider cryptocurrency market through CoinJar AI. Ask questions about portfolio changes, market developments or individual cryptocurrencies, with responses informed by your CoinJar holdings.
Learn moreCoinJar AI
Access information about your holdings and the wider cryptocurrency market through CoinJar AI. Ask questions about portfolio changes, market developments or individual cryptocurrencies, with responses informed by your CoinJar holdings.
Learn more
Blockchain Australia's 2025 Blockies Awards Winner
CoinJar won the Digital Currency Exchange of the Year Award at The Blockies! Read our blog to learn why Blockchain Australia chose us over the competition.
See why Blockchain Australia chose CoinJarBlockchain Australia's 2025 Blockies Awards Winner
CoinJar won the Digital Currency Exchange of the Year Award at The Blockies! Read our blog to learn why Blockchain Australia chose us over the competition.
See why Blockchain Australia chose CoinJar
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