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CoinJar Instant Buy

Buy crypto in a flash with ACH. A simple, secure way to get started.
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Got a bank account? Buy crypto.

Say goodbye to slow moving bank deposits with CoinJar Instant Buy. Simply add your bank account to your CoinJar account. When you buy crypto you'll be able to use ACH to make the purchase instantly.

It's fast, convenient and with just a 1% fee, CoinJar Instant Buys are some of the cheapest crypto purchases in the world.

How Instant Buy works

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best crypto exchange, buy bitcoin,
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one

Pick your crypto

Choose from more than 60 leading cryptocurrencies.
two

Connect your bank

Link your bank account and start buying crypto instantly with ACH.
three

Make a purchase

Enter your amount, click confirm and boom: crypto in your wallet.
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onePick your cryptoChoose from more than 60 leading cryptocurrencies.

*As of 9 July 2025. This excludes any additional fees that you may be charged by your bank or credit card provider.

All purchases made with ACH will be subject to a 7-day reserved balance. For more information, see our dedicated .

Frequently asked questions

How do I link my bank account to CoinJar for cryptocurrency purchases?

To buy crypto on CoinJar, you’ll need to link your bank account to fund your CoinJar balance. This enables seamless transfers via ACH or Fedwire, making it easy to deposit funds and manage your crypto purchases.

Is CoinJar a financial institution?

No, CoinJar is a cryptocurrency exchange, not a financial institution. It facilitates buying and selling crypto but doesn't offer traditional banking services.

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Copyright © 2025 CoinJar, Inc. All rights reserved.

CoinJar, Inc. is a registered Money Services Business with FinCEN and licensed as a money transmitter, NMLS #2492913. For a list of states in which CoinJar, Inc. is licensed or authorized to operate, please visit . In certain other states, money transmission services are provided by Cross River Bank, Member FDIC.

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